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The All-In-One Loan

December 22, 2019

At CMG Financial, we are proud to offer our clients the All-In-One Loan. Unlike a traditional mortgage, the All-In-One is a first-position home equity line ...

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How Mortgage Insurance Works

November 7, 2019

For many homebuyers, the biggest hurdle to owning a home is the down payment. Private mortgage insurance, or private MI, can allow you to purchase ...

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What Goes Into Your FICO Score?

October 24, 2019

When you apply for a new home loan, we will run a credit report as part of the approval process. Your credit report provides critical ...

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What You Shouldn't Do to Your Credit Score

October 14, 2019

Just as there are certain actions that you SHOULD take to improve your FICO score (see previous article “Credit DOs”), there are certain actions that ...

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Six Tips to Help Improve Your Credit Score

September 20, 2019

As your mortgage lender, we use your FICO score along with other factors, such as your debt to income ratio, employment and credit history to ...

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Should I Pay Points?

September 8, 2019

Points, also known as “discount points,” are fees paid at closing in exchange for a reduced interest rate. Paying points to buy down your rate ...

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