Should I Pay Points?

September 8, 2019

Points, also known as “discount points,” are fees paid at closing in exchange for a reduced interest rate. Paying points to buy down your rate ...

See more »

What is Asset Depletion?

August 22, 2019

Asset depletion is a method for calculating monthly income by dividing a borrower’s total assets by a set number of months. The borrower is ...

See more »

Budgeting for Home Ownership

August 5, 2019

If you are actively shopping for a new home, below are some items to keep in mind when calculating your homeowner’s budget.

See more »

VA Loans and the VA Funding Fee

July 20, 2019

VA loans can be a great option for eligible service members, reservists and veterans. A few features that make VA loans attractive are: 

See more »

What is an Interest Only Loan?

July 9, 2019

Interest only loans allow for you to make payments that cover only the monthly interest charge. You may pay more than the interest, but you ...

See more »

Locking Your Loan

June 24, 2019

As with any purchase you make, you want the best value possible. Value is a combination of professional advice, service and price. With a mortgage ...

See more »