The Kavanewsky Team at CMG Financial is a local group of experienced mortgage professionals that is backed by a highly efficient and well respected mortgage company. Based out of San Ramon, CA, CMG Financial is big enough to have access to all of today’s most relevant mortgage programs, but small enough to move quickly and offer industry leading customer service levels. The Kavanewsky Team is the perfect match to ensure that you will have a great experience and close without delay.

Closing in 15 days or less is common practice at CMG Financial

The Kavanewsky Team strives to close purchase transactions quickly and on time.

Closing quickly means more than just getting the keys sooner.

  1. Sellers want to close ASAP - Offer to close quickly and make your offer stand out.
  2. You don’t want to overpay - Negotiate a better price by offering to close sooner.
  3. Lower interest rate - A shorter rate lock means a lower interest rate. 

Our pre-approval process

Our pre-approval process separates us from the competition and gives you an advantage over other buyers. Other mortgage lenders may say you are pre-approved; we go the extra mile to ensure that you ARE approved. Like you, we don’t like surprises.

Most lenders will run you through a quick phone application and send you a “pre-approval letter”. Some will even collect documentation from you. But is that information really being reviewed by an underwriter? Nine out of ten times the loan officer does a quick review and delivers good news (who doesn’t want good news?). We go one step further and submit your application to an underwriter for full loan approval upfront, so you can be certain your loan will close without any surprises. Our thorough pre-approval process ensures that you are fully approved and take care of the paperwork upfront. Close quickly and on time.

Industry leading customer service

Our team has been recognized by San Diego Magazine and Lifestyle Magazine for top tier client service. The formula is really quite simple.  Count on us to provide clear communication, honest advice and availability 7 days a week.

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How our process gives you an edge