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Loan Program Options for Non-Occupant Co-Borrowers

May 16, 2019

Qualifying for a new loan to purchase the home of your dreams can seem like a challenge in today’s market. As home values continue ...

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Eight Ways to Hold A Property Title

May 3, 2019

Whenever you purchase or refinance real property, you’ll need to specify how you plan to hold title. Title to real property in California may ...

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The Difference Between Government and Conventional Loans

April 28, 2019

When it comes time to obtain a new home mortgage, chances are that your new loan will either be a conventional or government loan. 

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What Are Reserves?

April 8, 2019

When you apply for a home loan, we will ask you to provide documentation that verifies both your income and assets. As your lender, we ...

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How Does FHA Mortgage Insurance Work?

March 10, 2019

Loans backed by the Federal Housing Administration (FHA) have become increasingly popular over recent years.  Some of the reasons for their renewed popularity are as ...

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What's Considered a Large Deposit?

March 1, 2019

“Large Deposits” are generally considered as any single deposit that exceeds 25% of your monthly income. For example, if you make $5,000 per month ...

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