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Eight Ways to Hold Title

February 3, 2014

Whenever you purchase or refinance real property, you’ll need to specify how you plan to hold title.  Title to real property in California may ...

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Non-occupant Co-borrowers

February 2, 2014

Qualifying for a new loan to purchase the home of your dreams can seem like a challenge in today’s market.  As home values continue ...

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What's Considered a Large Deposit?

February 1, 2014

“Large Deposits” are generally considered as any single deposit that exceeds 25% of your monthly income.  For example, if you make $5,000 per month ...

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Gift Funds

January 31, 2014

Coming up with the necessary funds to cover down payment and closing costs can be a challenge for some home-buyers.  The good news is that ...

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What is an Interest Only Loan?

January 30, 2014

Interest only loans allow for you to make payments that cover only the monthly interest charge.  You may pay more than the interest, but you ...

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Which is the Better Mortgage Option for You: Fixed or Adjustable?

January 29, 2014

One of the bigger decisions you'll need to make when obtaining a new home mortgage is whether to go with a fixed-rate mortgage or ...

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