Viewing posts for the category Articles

Non-occupant Co-borrowers

February 2, 2014

Qualifying for a new loan to purchase the home of your dreams can seem like a challenge in today’s market.  As home values continue ...

See more »

What's Considered a Large Deposit?

February 1, 2014

“Large Deposits” are generally considered as any single deposit that exceeds 25% of your monthly income.  For example, if you make $5,000 per month ...

See more »

Gift Funds

January 31, 2014

Coming up with the necessary funds to cover down payment and closing costs can be a challenge for some home-buyers.  The good news is that ...

See more »

What is an Interest Only Loan?

January 30, 2014

Interest only loans allow for you to make payments that cover only the monthly interest charge.  You may pay more than the interest, but you ...

See more »

Which is the Better Mortgage Option for You: Fixed or Adjustable?

January 29, 2014

One of the bigger decisions you'll need to make when obtaining a new home mortgage is whether to go with a fixed-rate mortgage or ...

See more »

Government and Conventional Loans

January 28, 2014

When it comes time to obtain a new home mortgage, chances are that your new loan will either be a conventional or government loan. 

See more »