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What Are Reserves?

February 18, 2014

When you apply for a home loan, we will ask you to provide documentation that verifies both your income and assets.  As your lender, we ...

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Should I Pay Points?

February 16, 2014

Points, also known as “discount points,” are fees paid at closing in exchange for a reduced interest rate.  Paying points to buy down your rate ...

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Locking Your Loan

February 14, 2014

As with any purchase you make, you want the best value possible.  Value is a combination of professional advice, service and price.  With a mortgage ...

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Is an Impound Account Right for You?

February 12, 2014

An escrow or impound account is an account that you can set up at closing to pay your property taxes and homeowner’s insurance.  Property ...

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How Does FHA Mortgage Insurance Work?

February 10, 2014

Loans backed by the Federal Housing Administration (FHA) have become increasingly popular over recent years.  Some of the reasons for their renewed popularity are as ...

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Budgeting for Home Ownership

February 5, 2014

If you are actively shopping for a new home, below are some items to keep in mind when calculating your homeowner’s budget.

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