Gift Funds

January 31, 2014

Coming up with the necessary funds to cover down payment and closing costs can be a challenge for some home-buyers.  The good news is that ...

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What is an Interest Only Loan?

January 30, 2014

Interest only loans allow for you to make payments that cover only the monthly interest charge.  You may pay more than the interest, but you ...

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Which is the Better Mortgage Option for You: Fixed or Adjustable?

January 29, 2014

One of the bigger decisions you'll need to make when obtaining a new home mortgage is whether to go with a fixed-rate mortgage or ...

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Government and Conventional Loans

January 28, 2014

When it comes time to obtain a new home mortgage, chances are that your new loan will either be a conventional or government loan. 

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Credit DON'Ts

January 26, 2014

Just as there are certain actions that you SHOULD take to improve your FICO score (see previous article “Credit DOs”), there are certain actions that ...

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Credit DOs: Six Tips to Help Improve Your Credit Score

January 25, 2014

As your mortgage lender, we use your FICO score along with other factors, such as your debt to income ratio, employment and credit history to ...

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