How Does FHA Mortgage Insurance Work?

February 10, 2014

Loans backed by the Federal Housing Administration (FHA) have become increasingly popular over recent years.  Some of the reasons for their renewed popularity are as ...

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Budgeting for Home Ownership

February 5, 2014

If you are actively shopping for a new home, below are some items to keep in mind when calculating your homeowner’s budget.

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Eight Ways to Hold Title

February 3, 2014

Whenever you purchase or refinance real property, you’ll need to specify how you plan to hold title.  Title to real property in California may ...

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Non-occupant Co-borrowers

February 2, 2014

Qualifying for a new loan to purchase the home of your dreams can seem like a challenge in today’s market.  As home values continue ...

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What's Considered a Large Deposit?

February 1, 2014

“Large Deposits” are generally considered as any single deposit that exceeds 25% of your monthly income.  For example, if you make $5,000 per month ...

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Gift Funds

January 31, 2014

Coming up with the necessary funds to cover down payment and closing costs can be a challenge for some home-buyers.  The good news is that ...

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