What is Asset Depletion?

February 22, 2014

Asset depletion is a method for calculating monthly income by dividing a borrower’s total assets by a set number of months.  The borrower is ...

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VA Loans and the VA Funding Fee

February 20, 2014

VA loans can be a great option for eligible service members, reservists and veterans.  A few features that make VA loans attractive are: 

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What Are Reserves?

February 18, 2014

When you apply for a home loan, we will ask you to provide documentation that verifies both your income and assets.  As your lender, we ...

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Should I Pay Points?

February 16, 2014

Points, also known as “discount points,” are fees paid at closing in exchange for a reduced interest rate.  Paying points to buy down your rate ...

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Locking Your Loan

February 14, 2014

As with any purchase you make, you want the best value possible.  Value is a combination of professional advice, service and price.  With a mortgage ...

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Is an Impound Account Right for You?

February 12, 2014

An escrow or impound account is an account that you can set up at closing to pay your property taxes and homeowner’s insurance.  Property ...

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